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Indi Mortgage Commercial Division — Lic: BC 029978 | SK 509361 | ON 12403 | NS 3000688
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Terms of Use

Last updated: July 19, 2026

These Terms of Use (“Terms”) govern your use of this website at indicapital.ca, operated by Indi Mortgage Commercial Division (“we,” “us,” or “our”). By accessing or using the site, you agree to these Terms. If you do not agree, please do not use the site.

About our services

Indi Mortgage Commercial Division acts as a mortgage brokerage intermediary. We are not a lender. Any financing is subject to lender approval, due diligence, and applicable terms and conditions. We do not guarantee that financing will be available, offered, or approved.

No advice; estimates only

The content on this site, including the feasibility calculator, is provided for general information only. The calculator produces estimates, not offers, quotes, rate commitments, or financial, legal, tax, or accounting advice. Figures are illustrative and should be independently verified. You should obtain advice from qualified professionals before making financial decisions.

Acceptable use

You agree to provide accurate information, to use the site only for lawful purposes, and not to misuse, disrupt, or attempt to gain unauthorized access to the site, its systems, or other users’ data.

Intellectual property

The content, design, text, graphics, and logos on this site are owned by us or our licensors and are protected by applicable laws. You may not copy, reproduce, or distribute them without our prior written permission.

Third-party links

The site may contain links to third-party websites. We are not responsible for the content, products, or practices of those sites and provide such links for convenience only.

Disclaimers and limitation of liability

The site is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of, or reliance on, the site or its content.

Privacy

Your use of the site is also governed by our Privacy Policy.

Governing law

These Terms are governed by the laws of the Province of Nova Scotia and the federal laws of Canada applicable therein, without regard to conflict-of-laws principles.

Changes to these Terms

We may update these Terms from time to time. The “last updated” date above reflects the current version, and your continued use of the site constitutes acceptance of the updated Terms.

Contact us

Questions about these Terms? Email [email protected].

Indi Mortgage Commercial Division — Lic: BC 029978 | SK 509361 | ON 12403 | NS 3000688
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(902) 298-0218[email protected]30 Damascus Rd, Suite 212, Bedford, NS B4A 0C2

Financing

  • Commercial mortgages
  • Multifamily
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  • Construction loans — Halifax
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  • Owner-occupied
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  • Nova Scotia
  • New Brunswick
  • Prince Edward Island
  • Newfoundland & Labrador

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Indi Mortgage Commercial Division — Lic: BC 029978 | SK 509361 | ON 12403 | NS 3000688

Riley Oickle, Associate Mortgage Broker · Nova Scotia licence 2025-3001134

Indi The Independent Mortgage Company Ltd. · Nova Scotia Mortgage Brokerage licence 2025-3000688 · Also licensed as a brokerage in New Brunswick, Newfoundland and Labrador (26-07-IN146-1), British Columbia (029978), Saskatchewan (509361) and Ontario (12403)

Indi Commercial (also known as Indi Capital and Indi Mortgage Commercial Division) is the commercial financing division of Indi Mortgage and acts as a mortgage brokerage intermediary; we are not a lender. Financing is subject to lender approval, due diligence, and applicable terms. Third-party professional services are provided independently. Verify any Nova Scotia mortgage licence on the provincial public register. Based in Bedford, Nova Scotia; we serve all of Atlantic Canada. Residential mortgages: Oickle Mortgages.

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