Andrew Hutchison
Commercial Mortgage Advisor — Tax-Efficient Borrowing
Licensed Mortgage Broker (NS #3000777) · Indi Mortgage Commercial Division · Bedford, Nova Scotia
Andrew Hutchison is a Halifax-based commercial mortgage advisor with Indi Mortgage Commercial Division, focused on tax-efficient borrowing for business owners, incorporated professionals, and real estate investors across Nova Scotia.
Working alongside clients and their accountants, Andrew structures financing across holding companies and operating companies, weighing interest deductibility, corporate structure, and cash-flow priorities so the borrowing supports the broader financial plan rather than working against it.
He advises on both commercial and residential files, helping Nova Scotia businesses and investors access capital with a structure that still makes sense at tax time.
Focus areas
- Capital Restructuring
- Smith Manoeuvre Strategies
- Coordination with Tax Professionals
- Vacation & Second Home Financing
Work with Andrew

