Commercial Financing in Dartmouth, Nova Scotia

What we finance in Dartmouth

Dartmouth's commercial base is more industrial than Halifax's, and the financing follows the asset:

• Industrial, warehouse, and flex space — especially in Burnside
• Retail, including big-box and multi-tenant at Dartmouth Crossing
• Waterfront and infill multifamily (e.g., the King's Wharf district)
• Office and owner-occupied business premises

Burnside: Atlantic Canada's industrial engine

Dartmouth is home to Burnside Industrial Park — the largest business park in Atlantic Canada (and the largest north of Boston and east of Montreal). Established in the late 1970s, Burnside spans more than 3,400 acres with roughly 2,000 businesses and about 30,000 employees, sits adjacent to five 100-series highways, and is within 10–15 minutes of downtown Halifax, the airport, and the Port of Halifax. For owner-operators and investors, that means steady demand for warehouse, logistics, and flex space — and financing that hinges on tenant covenant, lease term, and the building's income.

How financing tends to structure here

Industrial and warehouse deals are sized on the lease and the tenant as much as the building — debt service coverage, remaining lease term, and covenant strength drive the loan. Owner-occupied premises can open additional structures. We package the rent roll, leases, and financials and present the file to the lenders most active in Atlantic-Canadian industrial.

Who finances industrial property in Burnside?

Industrial and warehouse property in Burnside is financed through conventional commercial lenders — banks, credit unions, and private capital — with the loan sized on the property's income, lease term, and tenant covenant. We shop the whole market and structure the file to clear DSCR and loan-to-value.

Do you finance warehouses and flex space in Dartmouth?

Yes. Warehouse, logistics, and flex space — a large share of the Burnside Industrial Park — are core commercial assets we finance, whether owner-occupied or leased to third-party tenants.

Can you finance waterfront multifamily in Dartmouth?

Yes. Purpose-built and infill multifamily, including waterfront redevelopment districts, is financeable conventionally or through CMHC MLI Select for qualifying 5+ unit rental projects.